Tax planning is an essential part of financial advice. Setting an investment up in trust or transferring existing investments into trust can be used as a key tool for the management of capital gains and inheritance tax (IHT) planning.

While trusts are often associated with the very wealthy, trust planning can be used in many different situations and can help your clients to protect and manage their assets tax-efficiently.

Whether a client is looking to provide for their loved ones, protect an inheritance for their family or provide for elderly relatives, our range of trusts can help your clients achieve their financial planning goals. 

family at home

Features and benefits at a glance

  • Ensures those that matter can access the investment without the delay of having to obtain probate.
  • Passes on as much of a client’s estate as possible to loved ones, due to possible IHT savings.
  • Makes sure a client’s wealth is passed on to those of their choosing.

Bypass trust

A bypass trust is a discretionary trust set up by the member during their lifetime, in anticipation of receiving any pension death benefits on their death.

father and daughter smiling

The value of any tax benefits are based on current tax law and the individual circumstances of a client, both of which are subject to change.