The AJ Bell Investcentre SIPP is a low-cost, flexible SIPP with a broad range of investment options. Initially launched in October 2002, AJ Bell is responsible for the day-to-day management and administration. 
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Features and benefits at a glance

Feature

Availability

Assets available

Aegon collectives (other assets available from other investment partners)

Drawdown to drawdown

Available

Pension credits

Available

Minimum single premium

£1,000

Regular premiums

Yes

Flexi-access drawdown

Yes

Uncrystallised Funds Pension Lump Sum (UFPLS)

Yes

Charges

All charges are subject to VAT and are correct as at December 2017.

Charge

Fund value

Annual product charge (based upon fund value)

Set up fee

N/A

£120

Initial fund charges

N/A

Held via Aegon

Fund switch fee

N/A

None

Transfer in fee

N/A

£60

Annual charges (payable quarterly)

Under £25,000

£120

£25,000 - £49,999

£160

£50,000 +

£200

Flexi-access drawdown and capped drawdown (up to age 75) income withdrawal annual

N/A

£150

Capped drawdown (over age 75)

N/A

£250

Regular Uncrystallised Funds Pension Lump Sum (UFPLS) payments

N/A

£150

One-off UFPLS payment

N/A

£75

Documents you may need

The value of investments can go down as well as up, so the value of a client’s pension fund is not guaranteed. A client must keep any money invested until they take their benefits, which is usually at any time from age 55.