We put you in control of your clients' financial futures. Providing you with the flexibility to manage wealth accumulation and retirement income in one place, we can support your clients throughout their working life and into retirement.

Many people now opt for a more gradual transition from working life into retirement. Our SIPP offers the flexibility to support a phased approach, allowing a seamless transition from saving to taking an income. 

Access over 3,0001 funds, including collectives, that aren’t usually available through a standard pension.

Online applications for new business, top ups, transfers, single and monthly contributions.

Retirement saving and income solutions in one place, including flexi access and uncrystallised funds pension lump sum (UFPLS).

1Correct as at April 2021

What the Aegon SIPP offers

  • Cash and re-registration transfers from other pensions, including drawdown to drawdown transfers.
  • No product establishment charge or administration charges (unless in drawdown).
  • Designated drawdown product – manage crystallised and uncrystallised funds separately.
  • Online and signature-free initial and ongoing adviser charges.
  • Prefunded tax relief.
  • Choice of collection dates for regular contributions (day 1 to 28).
  • £1 minimum contributions.

Simple, online processes

You can easily complete quotes, top ups and new business applications (including transfers, single and regular contributions) online. And, as a partner with Origo Options, we can process your clients' transfers faster, smarter and smoother.

The flexibility of a SIPP, the wide range of investment options and the ability for you and your clients to actively manage their investments are all good reasons to use our SIPP.

However, because of this flexibility, SIPPs generally have higher costs than a standard personal pension, and in particular a stakeholder pension plan. For this reason, a SIPP won't be suitable for everybody.   

The value of the investments with a pension can fall as well as rise.  The value of a client’s pot at retirement may be less than they pay in.  All payments into a client’s pension pot are normally tied up until they take their benefits, which is usually any time from age 55, (changing to 57 from 2028).