An easy, cost-efficient way to manage your clients' ISA investments.

By choosing a stocks and shares ISA, your clients will benefit from a tax-efficient way of holding a wide range of investment opportunities covering all the main asset types, such as shares, commercial property, fixed interest securities and cash.

The flexible ISA subscription rules introduced on 6 April 2016 don't apply to this ISA. This means withdrawals from this ISA can’t be replaced without them counting against the annual subscription limit.

Investing tax-efficiently

Our stocks and shares ISA provides a tax-efficient way to save up to £20,000 (tax year 2018/2019) – with no personal liability to capital gains tax and income tax.

Features and benefits at a glance

We have around 5,000 funds available, so your clients can build a portfolio to manage a lifetime of investments with:

  • round the clock access to valuations and transaction history
  • easy fund switches
  • online top-ups
  • a Product cash facility for future investments - monthly interest payments and no minimum amount

Ways to apply

We have a variety of ways to apply, including the three options below.

Re-registration

Re-registration is a fund transfer without the need to sell from the existing ISA and buy a new ISA – avoiding any initial charges and risks of being out of the market.

It’s ideal for clients who want to keep their existing funds, as long as they’re available through us.

Cash transfer

Cash transfers are ideal for clients who want to select different funds during their transfer to us (e.g. portfolio re-balancing), or who hold funds that aren’t available for re-registration.

Cash ISA

Clients are able to transfer their existing cash ISA into a stocks and shares ISA, keeping their investments within the ISA wrapper.

The value of a stocks and shares ISA can fall as well as rise, and clients may get back less than they invest.  Your clients should be prepared to hold the investment for at least five years – ideally longer.

The favourable tax treatment of ISAs may not be maintained in the future and is subject to change.  The benefit of the tax treatment depends on individual circumstances.

Figures correct as at December 2017