The Aegon Platform offers a range of cash funds and a cash facility for our ISA, SIPP and general investment account. These can reduce your clients’ exposure to volatile conditions during periods of uncertainty and are a great way to use up yearly ISA and pension tax allowances.
The value of investments can fall as well as rise, and clients may get back less than they invest. Your clients should be prepared to hold the investments for at least five years – ideally longer.
The favourable tax treatment of ISAs may not be maintained in the future and is subject to change. The benefit of the tax treatment depends on individual circumstances.